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Digital Contracting

eContracting for CUDL®

Get Funded Faster with Less Hassle.

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New Levels of Speed and Precision with eContracting for CUDL

Tap into the power of digital contracting for improved cash flow, less contract rework, and fewer funding delays.

Optimize Dealership Contracting Efficiency

From data validation and e-signing to final funding, every part of the CUDL financing journey just got easier.

Faster Funding

Reduce contracts in transit, get paid faster, and improve cash flow.

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Greater Accuracy

Minimize errors and contract rework with real-time validation.

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Simplified Process

Streamline the F&I process with your preferred CUDL lenders.

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Flexible Experience

Provide a flexible signing and car financing experience.
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Transform Your F&I Process for A Better Bottom Line

DMS Integration

Seamlessly integrate with your dealership management systems (DMS) to reduce manual data entry, save time, and minimize errors.

File Upload

Easily upload PDF documents, stipulations, and other essential documents to be included in your funding package with the initial submission or after.

Real-Time Data Validation

Resolve errors and secure missing signatures before submission. Validate data against your credit union’s specific lending parameters, such as loan amounts, mileage, vehicle year, and more.
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Automatic Prefill

Automatically prefill information with data from the credit application, ensuring complete and accurate contracts.

Flexible Signing

Offer a convenient and customer-centric experience by allowing customers to review and eSign documents anytime, anywhere—in-store or remote.

eSign Anything®

Digitize documents by uploading PDF files and applying signature fields in a single signing ceremony.
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Frequently Asked Questions

eContracting for CUDL seamlessly integrates with the CUDL platform, which handles the credit application and decision. The loan moves into eContracting to create and validate digital contracts, e-sign documents, and quickly submit contracts to lenders, ultimately allowing you to get funded faster.
Our solution will be available to all CUDL credit unions. However, dealers’ ability to use eContracting is dependent on credit union adoption.
No, eContracting is an evolution of the digital document experience, and SmartFund remains an important solution to elevate that process, offering a different way for dealers to submit funding packages.
SmartFund digitizes documents for electronic submission, focusing on digital submission without managing the contract lifecycle. In contrast, eContracting digitalizes the entire contract process, ensuring accuracy and reducing errors or missing data that might require reworking contracts later.
Retail new and used vehicles only.
Currently, eContracting for CUDL does not support Spot Delivery, also known as “Spot Buy.” A spot buy is where a buyer takes possession of a vehicle before financing is finalized, placing applications in a “refer” status. We’re actively working on future enhancements to include support for Spot Delivery, so stay tuned for updates.

Pre-fill contracts with deal data from your dealership management systems (DMS) to reduce manual data re-entry, save time, and minimize errors. To activate this feature, dealers should contact their DMS provider and request the eContracting integration with RouteOne. Please note that a fee may apply. DMS integration is required to leverage eContracting for CUDL. Below is the list of available DMS integration partners:

ADAM Systems – (800) 676-2262
Advent Resources – (310) 241-1500
Auto/Mate Dealership Systems – (800) 371-3970
AutoSoft Inc. – (877) 427-4367
CDK Elite (formerly ADP) – (888) 424-6342
DealerBuilt – (800) 499-1914
Dealer Track – (800) 429-3375
Dominion Access – (800) 227-8187
DPC Systems – (800) 950-6136
PBS Systems – (800) 665-6304
Promax – (877) 899-4242
Reynolds & Reynolds ERA – (877) 792-7677
Reynolds & Reynolds and Power – (800) 767-7879
Tekion – (833) 835-4662

Via Legacy Signature Pads: Support usage of the following Topaz® models: T-LBK766SE-BH165 and T-LBK766SE-BHSB-R.

Via Legacy Signature Pads: Support usage of the following Topaz® models: T-LBK766SE-BH165 and T-LBK766SE-BHSB-R. You can also upload documents within the eContracting experience.

You can upload documents within the eContracting experience.

NADA 2025 | Discover CUDL’s new features and grab a $50 gift card at the show. PRE-BOOK A DEMO →
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A salesman meets with a couple inside a dealership showroom
NADA 2025

Shift Your Business Into High Gear.

Visit us at booth #1809 and explore exciting updates designed to drive your dealership’s success. Schedule your personalized demo in advance and receive a $50 Amazon gift card. Time slots are limited.

Tap into largest network of credit union lenders and put the power of consumer-friendly financing at your fingertips.

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